Payment Selection Improvement

Currently, when initiating payments, the system automatically selects all available options by default. This can lead to oversights—if we forget to deselect items, it creates significant discrepancies and issues with clients.

To prevent this, it would be ideal if the system:

1. By default, all options should be unchecked, requiring the user to manually select the payments they intend to process.

2. Alternatively, All options remain unchecked initially, with a "Select All" option provided at the top for convenience.

This change would greatly reduce the risk of accidental submissions.